What you need to know about money in Goa

Evan Kingsley wrote on 9/24/2023. Last updated: 11/24/2024

Well, buckle up, adventure seekers! We're about to dive into the delightful world of Goa’s currency, traversing the sands of credit and debit cards, navigating the sea of cash use, and unearthing the treasures hidden in the alcoves of ATMs and bank hours. So, put on your sun hats, ready your inquisitive minds, and let's jet off to this Indian paradise!

What Currency Does Goa Use Now

Using ATM machine
A person is captured in the process of withdrawing money from an automatic teller machine (ATM).

Ah! The air of Goa, resplendent with the aromas of delicate curries and spectacular beaches. But let's get down to the brass tacks. Though we are palm-deep in the lush Goan landscape, this enchanting Indian state dances to the guitar strums of the Indian National Rupee (INR). This beautiful currency, graced with the faces of esteemed historical figures and dynamic cultural symbols, fuel the wheels of the vibrant Goan marketplaces.

Credit and Debit Cards in Goa

Person using ATM
A close-up view of an individual withdrawing money from an automated teller machine (ATM), emphasizing the convenience of banking technology.

Navigate this exotic landscape with your trusty credit or debit card in pocket. In Goa, these little pieces of plastic are quite the social butterflies, gallivanting around higher-end restaurants, shopping centres and hotels with ease. However, while our card friends are accepted in these polished venues, the appeal of Goa lies in its intricately charming local bazaars and road-side stalls, where cash is king. In these areas, credit and debit cards might as well be fancy bookmarks!

Using Cash in Goa

When venturing out into the vivacious Goan local markets, your best companion will be cold, hard cash. It’s especially helpful while sampling some of Goa's world-renowned seafood or haggling over adorable curios in street-side stalls. Don't worry though, ATMs are plentiful, making it easy to pull out rupees when shopping spree mode is activated.

ATMs in Goa

Goa's ATM scene is a formidable one. With a generous sprinkling of machines across the region, your cash flow will keep up with the Goan rhythm. Fear not nocturnal wanderers, these magical cash dispensers often operate 24/7. However, be aware my dear friends, hefty fees can accompany these convenient cash withdrawals. Foreign cards can be slapped with an extra amount for each transaction, making them a less endearing option for the frugal traveller.

Bank Hours

The dance of the Goan banking sector typically unfolds from 10 AM to 5 PM on weekdays and till 2 PM on Saturdays. Granted, these are not the hours of our beloved party-loving Goa, but these traditional timings are more of a "closed-on-Sundays-and-public-holidays" kind of affair.

So there you have it, my intrepid travellers! Keep your rupees ready, your cash close and remain ever vigilant of bank hours and ATM fees, and you'll navigate Goa’s financial landscape like a pro. Let's high-five to that and dive back into the scintillating joy that is Goa! Enjoy the journey, folks!


Evan Kingsley

Evan Kingsley

Hey, I’m Evan! Even though I’ve been bitten by a piranha, left stranded in the Sahara when my camel ditched me, and even spent a night in a Bhutanese jail over a supposedly stolen fruit (I swear I didn’t take it!), I still love traveling so much I don’t think I’ll ever stop. With over 130 countries under my belt, I’m always on the lookout for the next wild adventure… hopefully with fewer bites, camel betrayals, and misunderstandings over fruit!

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