What you need to know about money in Palm Springs

Evan Kingsley wrote on 9/24/2023. Last updated: 12/8/2024

What Currency Does Palm Springs Use Now

Using ATM machine
A person is captured in the process of withdrawing money from an automatic teller machine (ATM).

Let me make it simple for you, my traveling enthusiasts: the beloved, sunny haven of Palm Springs uses the same currency as the rest of the kaleidoscopic United States, the almighty United States Dollar ($). If our friendly George Washington makes a frequent appearance in your purse, you're all ready to go!

Credit and Debit Cards in Palm Springs

"Plastic fantastic" isn't just a saying in Palm Springs — it's a way of life! Almost every business, from the exclusive boutique designer stores to the quaint mom-and-pop diners, accepts both credit and debit cards. So, whether you're waving an American Express, Visa, Mastercard, or Discover, you're in the clear for a shopping spree or a gastronomical adventure. However, remember to inform your bank before you jet off, we wouldn't want any embarrassing "card declined" moments!

Using Cash in Palm Springs

Person using ATM
A close-up view of an individual withdrawing money from an automated teller machine (ATM), emphasizing the convenience of banking technology.

But what about the good ol' cash, you might wonder? Even in this technologically advanced age, cash has not entirely gone out of style. Smaller establishments, local markets, or street vendors might prefer those crinkly green notes. If you're the type of person who relishes the tactile pleasure of counting bills, make sure to keep smaller denominations handy for tip-giving occasions.

ATMs in Palm Springs

With the vast availability of ATMs, you won't ever have to worry about running out of cash during your stay in Palm Springs. Whether it's a bank-owned ATM or a standalone dispensing machine at a convenience store, finding one is as easy as spotting a palm tree in the city!

The 24/7 operational stance of most ATMs means you can indulge in late-night shopping or a spur-of-the-moment adventure, confident that an ATM will be on hand for those cash-only needs.

But remember! While most banks charge non-customers a fee for cash withdrawals, it's akin to sunburn in Palm Springs - a bit annoying but perfectly manageable if you take precautions. Typically, these fees hover around $2-$3, though it may vary based on your bank's policy. It's always a good idea to check up on these costs before you travel!

Bank Hours

So, we have our ATMs taking care of our round-the-clock cash cravings, but for a more personal touch, the banks in Palm Springs are also at your service! You will find that most operate from Monday to Friday, opening their doors between 9 to 10 am, and bidding adieu to their customers around 5 pm. However, if you're a weekend warrior, don't fret! Many bank branches also grant their services on the weekends albeit with shorter hours. As mystery novelist Agatha Christie would put: "It is a curious thought, but it is only when you see people looking ridiculous that you realize just how much you love them!" Be wary of holidays, though, as banks typically follow the national holiday calendar.

Palm Springs awaits, my dear explorers, with all of your monetary needs covered! Armed with ample ways to access U.S. dollars, you're more than ready to conquer the lush palm landscapes of this sun-soaked paradise. Stay spontaneous and enjoy your adventure!


Evan Kingsley

Evan Kingsley

Hey, I’m Evan! Even though I’ve been bitten by a piranha, left stranded in the Sahara when my camel ditched me, and even spent a night in a Bhutanese jail over a supposedly stolen fruit (I swear I didn’t take it!), I still love traveling so much I don’t think I’ll ever stop. With over 130 countries under my belt, I’m always on the lookout for the next wild adventure… hopefully with fewer bites, camel betrayals, and misunderstandings over fruit!

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