Currency in North Macedonia

What Currency Does North Macedonia Use Now

North Macedonia, a dynamic gem located in the heart of the Balkan Peninsula, uses the Macedonian denar as its official currency. Introduced in 1992, following the country's independence from the former Yugoslavia, the denar holds great symbolism for the nation.

The current series of banknotes is vibrant with significant landmarks, historical figures, and recognizable symbols from the rich cultural heritage of North Macedonia. This national currency comes in various denominations ranging from 10 to 10000 denars. If you are planning a trip here, remember that the conversion rates fluctuate so it’s recommended to check out the latest exchange rates prior to your trip.

Credit and Debit Cards in North Macedonia

In the past decade, the use of credit and debit cards in North Macedonia has increased significantly. Visa, Mastercard, and Maestro cards are widely accepted in many hotels, shops, and restaurants across the country. Diners Club and American Express are less common but still accepted to some degree, usually in larger international hotel chains or upscale restaurants.

However, cash is still king, especially when you go off the beaten track to explore smaller towns and villages where card payment systems may not be as common. This blend of ancient tradition with modern convenience means that you can experience the best of both worlds during your visit to North Macedonia.

Using Cash in North Macedonia

As briefly mentioned above, cash is widely used in North Macedonia. It’s not uncommon for small businesses like local markets, taxis, or small family-run eateries to operate on a cash-only basis. Therefore, it’s always a good idea to carry enough cash with you to cover day-to-day expenses.

For currency exchange, North Macedonia has many exchange offices (called "Menjalnica") that can exchange your foreign currency to Macedonian denars. You can also exchange money at banks. However, always be aware of the current exchange rates and the possible commissions that might be charged.

ATMs in North Macedonia

ATMs are reasonably widespread across North Macedonia, especially in the towns and cities. They dispense Macedonian denar and can be used to withdraw money using international debit or credit cards. Most ATMs include language options which include English.

Ensure to keep an eye on the ATM transaction fees that your bank might charge, as foreign ATM withdrawals can often come with higher charges. To avoid running out of money unexpectedly, try to estimate and plan your daily expenditure. Always have some cash handy but also remember to keep your money secure when traveling.

Bank Hours

Banks in North Macedonia typically operate from 8 am to 6 pm during the work week. On Saturdays, most banks are open from 8 am to noon and are usually closed on Sundays.

In shopping malls, you can find bank branches that are open for longer hours and even on weekends. Furthermore, many banks operate 24-hour customer service hotlines for emergency services.

In conclusion, as you navigate the fiscal landscape of this beautiful and intriguing country, it is always essential to remember these important monetary considerations. By doing so, your visit to North Macedonia can be a worry-free, secure and pleasant experience.