Currency in Seychelles
What Currency Does Seychelles Use Now
If you’re planning a trip to the sublime Seychelles islands, you're about to venture off to an area of unmatched natural beauty. One essential detail to note in order to make your trip hassle-free, is understanding the Seychelles' present currency system. The official currency of Seychelles is the Seychellois Rupee (SCR). This currency is not widely available outside of Seychelles, so it's advisable to exchange your currency on the islands or withdraw from a local ATM.
This tropical paradise uses notes in denominations of SCR10, SCR25, SCR50, SCR100, and SCR500. Coins also come in denominations of 1, 5, 10, and 25 cents, in addition to SCR1, SCR5 and SCR10 coins. But how manageable is the SCR for international visitors? Let's delve into some specifics.
Credit and Debit Cards in Seychelles
Traveling with plastic is relatively easy in Seychelles. Most credit and debit cards like Mastercard, Visa and American Express are widely accepted at hotels, bigger shops, and upscale restaurants. However, during your island-hopping adventures, you may come across smaller establishments or remote areas that may only accept cash. Thus, it's imperative to take extra precautions with a healthy balance of cash and card.
Furthermore, foreign visitors should always inform their respective banks beforehand about their travel plans to avoid any unexpected card blockages. Lastly, remember to check the transaction fees with your bank for international card use. Sometimes these fees can be a little hefty and can accumulate over multiple transactions.
Using Cash in Seychelles
While cards have become a convenient mode of payment, cash is undeniably necessary for some places in Seychelles. Smaller shops, taxis, snack stalls, and local markets typically operate on a cash-only basis. Therefore, having a sufficient amount of Seychellois Rupees on hand is essential for a hassle-free holiday.
Additionally, sometimes negotiating prices, especially in local markets or with taxi drivers, will be easier if you can offer immediate cash payment. Seychelles is no exception to the convenience and importance of cash in everyday transactions.
ATMs in Seychelles
ATMs, commonly known as cash-points, are readily available throughout the Seychelles, specifically in the main islands of Mahe, Praslin, and La Digue. One can easily withdraw Seychellois Rupees from these machines.
ATMs from Barclays, the Mauritius Commercial Bank (MCB), and the Seychelles Commercial Bank are available and frequently used. It's important to know that most ATMs in Seychelles dispense only SCR, and they will have a withdrawal limit per day, which can vary from bank to bank. Also, bear in mind that your home bank may charge you for foreign ATM transactions.
Bank Hours
Bank hours in Seychelles typically follow a traditional workweek schedule. Most of the banks operate from Monday to Friday, between 8:30 am to 2:30 pm. However, some banks in more touristy areas may be open a little longer and might offer services on Saturdays.
It’s highly advisable to plan your bank visits according to these hours. However, the widespread availability of ATMs provides a comfortable and accessible backup for your financial needs outside these hours.
In conclusion, a thoughtful mix of cash and card will make your trip to the graceful Seychelles islands smooth and enjoyable. Happy traveling and enjoy the unsurpassed beauty Seychelles has to offer!