What you need to know about money in Dubai

Welcome aboard, travel enthusiasts! Buckle up as we glide through the splendid landscape of Dubai, a glittering oasis in the heart of the Emirates. Just like Aladdin on his magic carpet, I'm sure you can't wait to explore this desert marvel. But wait! Just as Aladdin had to know his magic words, you have to know your way around Dubai’s currency.

What Currency Does Dubai Use Now

Using ATM machine
A person is captured in the process of withdrawing money from an automatic teller machine (ATM).

Let's collect our nuggets of knowledge from the get-go. So, what currency does Dubai use? They are decked out in Dirhams, people! The Emirati Dirham (AED) is the official currency with each dirham divided into 100 fils. A word of wisdom, do make sure to keep those currency exchange rates handy. After all, you can't swathe yourself in the city's luxuries with just a handful of magic beans, can you?

Credit and Debit Cards in Dubai

Person using ATM
A close-up view of an individual withdrawing money from an automated teller machine (ATM), emphasizing the convenience of banking technology.

Now that you have your Dirhams sorted, let's talk plastic — are credit cards widely accepted in Dubai? Oh, indeed they are! Much like the city itself, which daringly jets into the future, your credit and debit cards will have no trouble feeling welcomed. From the highest helipads to the underground metro, Dubai embraces cashless transactions with open arms. MasterCard and Visa are most commonly accepted, followed by American Express and Diners Club.

However, if you're on a magic carpet ride to the local markets, a sojourn through the spicy aroma of traditional souks, extra Dirhams would come in handy.

Using Cash in Dubai

Even in this futuristic city, cash is king, especially when you wander off the beaten track. Bargaining in the bustling Gold Souk, or experiencing the labyrinth of textile markets, you'll find that the rustle of notes often speaks louder than the chime of credit cards. Plus, tipping is a common practice here in Dubai and nothing says 'Shukran' like a little cash tip.

Just be mindful of any restrictions regarding how much cash you can carry into or out of the country.

ATMs in Dubai

Man using ATM
A person is engaged in a banking transaction at an outdoor ATM machine.

Worried about running out of Dirhams? Have no fear, ATMs are here! What is the availability of ATMs, you ask? Dubai spoils you with a plethora of ATMs, accessible around the clock. Whether you're close to the mighty Burj Khalifa or amidst the charming houses of Al Fahidi, a dependable ATM will not be far away.

Most ATMs accept international bank cards, with directions in both Arabic and English. Still, it's always a good idea to check with your home bank about partnering institutions to avoid extra fees.

Bank Hours

As we ride our magic carpet to the conclusion, let's talk about Dubai's bank hours. Banks in Dubai usually operate from Sunday to Thursday, opening doors as early as 8 am and closing around 3:30 pm, giving you plenty of time to experience the world-class service they are famous for.

However, just as the desert sun sets, banks call it a day, remaining closed on Friday and Saturday. But worry not, ATMs are at your service 24/7, making sure you are never left without those essential Dirhams.

So, now, wanderlust warriors, armed with your knowledge of Dubai's currency, you can set forth and almost smell the sherbet sunset as call to prayer echoes beyond the ultra-modern skyline. I can't wait to guide you through our next adventure! Until then, safe travels!